Our listen first, then educate approach helps clients understand how proper life insurance and estate planning not only helps protect, preserve, and grow all they’ve worked a lifetime to build, but also serves their long-term purpose and family values. This helps create enduring wealth.
We can help.
At TDC, we firmly believe that you don’t buy life insurance just to buy life insurance. It should serve a purpose, and contribute to your client’s financial plan. We believe that, by combining this purpose with best-in-class strategies and products, we can deliver a unique insurance experience for you and your clients.
We believe service should be at the cornerstone for any trusted relationship. We dedicate our time, energy, resources, and advice to better our partners and their relationship with their clients. Through this commitment, we believe we are the perfect fit to tackle the wealth preservation needs of your clients.
A smaller agency simply doesn’t have the dedicated resources to properly plan and manage your client’s wealth perseveration and transfer strategies. They also will not have the volume of business necessary to formulate dedicated relationships with insurance carriers which can help with rating and premium advocacy.
You’ve heard the term “just a number,” and when it comes to larger insurance agencies, this couldn’t be closer to the truth. In working with a larger agency, you sacrifice the boutique level of service your clients deserve as well as commitment to ongoing portfolio management to ensure all is performing as expected.
TDC Life brings you the best of both worlds. Our experience in working alongside our advisor network for over 60 years gives you direct access to a myriad of insurance carriers and their products as well as the ongoing, dedicated service of our expert team.
Our innovative team and proven process means you benefit from a team who has seen it all, done it all, and there's no situation too complex for us to solve.
The TDC team will explore all case details during this initial phase. We listen and seek to understand each client’s unique circumstances and long-term goals. This will inform the rest of our plan.
TDC will collect a series of personal information necessary to begin our analysis including, but not limited to medical records, policy details, financials, and estate planning documents.
TDC will apply its expertise to formulate potential plan designs, submit an informal application, and negotiate offers directly with our comprehensive list of insurance carriers on behalf of the client.
With a firm understanding of your goals and an analysis of the insurance market, we present our plan design. Specific recommendations are made to the client, policy owner, and/or advisor.
We have a plan that aligns with family goals, and now it’s time to execute the plan. Our dedicated client service team will follow through on plan design and deliver the end policy to the client.
We don’t just want to be your trusted advisor, but your trusted advisor for life. This means ongoing policy management – we monitor performance and continuously search for improved products and/or more efficient plan designs.
We are on a mission to help our advisor partners by structuring life insurance plans and strategies that meet and exceed their client's expectations. Here are a few examples of how we enhance your client experience and help secure the best products, strategies, and long-term results for your clients.
We firmly believe a goal without a plan is just a wish. We take our time to understand your situation, acquire the coverage that suits your family/business needs and goals, and continue to measure results to ensure your plan stays on track.
This is a simple concept but tough for many to follow through on. Based on our relationships with best-in-class carriers, we aggressively advocate for each client and enhance value via a competitive auction to lower premiums and maximize results.
To get the best results and ensure your client’s interests come first, your life insurance advisor needs access to the entire insurance market. As an independent broker, TDC Life has access to over … insurance carriers and their library of insurance products.
Results are typically better when you measure them. We continually measure and test through policy market reviews and longevity analysis and frequently vet alternative solutions all in our never-ending commitment to optimize your client’s return.
We believe you don’t buy life insurance just to buy life insurance. It serves a particular and important role in a family’s overall financial plan, and should be treated as such. We work as your advisor to help ensure you have an expert at the table for this part of the financial plan.
We’ve been in business for over 60 years for a reason. We build trust with our advisors and their clients, and the life insurance planning we do is built to help your clients, their children, and their children. Helping create generational strategies is what we do.