ProMedica EventOctober 25, 2019
TDC and distinguished guests enjoyed a wonderful night celebrating The Toledo Children’s Hospital and honored those who gave generous gifts totaling more than 2 Million Dollars – The Toledo Children’s Hospital’s goal is to reach 5 Million Dollars in order to continue research to continue to provide outstanding care to the patients and their families. Thank you to everyone who attended.
College Football CoachSeptember 17, 2019
We offer expert second opinions (at no charge to you). Read how we helped a college football coach mitigate substantial financial risk.
Why TDCAugust 22, 2019
In this video Tyler Horning, Principal, describes what sets TDC apart.
Proper risk management for business owners involves making sure that in the event of an untimely death and/or disability of an owner; arrangements are in place to protect the interests of surviving owners and the deceased owner’s heirs. An untimely death of an owner without proper buyout agreements and funding sources present unique planning challenges for both the heirs of the deceased owner and the business itself.
Generational Split-Dollar (“GSD”) White PaperJuly 10, 2019
As discussed in this memorandum, a properly structured and administered Generational Split-Dollar (“GSD”) plan may provide the following key benefits: Potential estate tax savings, pass significant wealth (in the form of life insurance benefits) to younger generations and tax free growth of the cash surrender value of the policy.
Shortly after Aretha Franklin’s passing, every media outlet was flooded with fitting tributes and obituaries, focusing on the Queen of Soul’s contribution to music and society as a whole. Then, like when most famous people pass away, there was another part to the story: What will happen to all her money?
Non-Equity Split-DollarJune 5, 2019
In addition to purchasing new second-to-die policies inside a new ILIT, you may also wish to consider entering into a split-dollar arrangement with the ILIT. One of the principal benefits of this technique is that the gift between yourself and the ILIT as a result of you paying the premiums pursuant to a split-dollar arrangement should be considerable less than if you were to just gift cash directly to the ILIT allowing the ILIT to pay the premiums itself.
Case Study: Mr. ExecutiveMay 9, 2019
Mr. Executive had a close relationship with a high-end life insurance and estate planning firm from whom he acquired a recommendation, which included stacking multiple life insurance policies across six different carriers. Mr. Executive’s estate planning attorney encouraged him to obtain a second opinion from TDC Life, seeking our recommendations for improvements to the other adviser’s strategy.
Case Study: Multi-Life Guaranteed Standard IssueApril 12, 2019
Situation: National attorney firm with over 250 of the firm’s partners earning more than $1.2 million. The firm’s current Group LTD and Supplemental IDI Plan provided a $60,000/month benefit. With such a robust foundational plan already in place, the firm sought to provide a voluntary disability insurance plan as an additional benefit for those partners who were underinsured. Our advisor sought to design a solution to provide a 60% income replacement ratio for those partners.