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Star Crossed Estates

"What do Prince, Frank Sinatra Jr., Jose Fernandez and Tom Clancy have in common beyond the fact that they were famous and each died in the last few years?

All four left their multimillion-dollar estates in a..."

Great article from #PrivateWealthMagazine that outlines potential estate problems and how you can avoid them.

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What Makes You Happy

Although no one would be surprised that money, homes, cars, vacations, and stuff in general aren’t the secret to happiness, many might be surprised the single greatest contributor to leading a fulfilling life is developing deep personal relationships. Inc. Magazine’s Melanie Curtin discusses the 75 year old Harvard study that came to this conclusion.

Link to article in Inc. Magazine

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The Buck Stops At You

For family office executives, the risks are great for lawsuits if something goes wrong. With both the frequency and the severity of liability claims growing over the years, insurance policies addressing these unique risks have also evolved. Here are some of the risks and insurance considerations fiduciaries need to keep in mind.

Click to read the full article.

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Tyler Horning Serves as a Lead Panelist at the Toledo Estate Planning Council’s When Worlds Collide Event

TDC Life’s Tyler Horning was a lead panelist leading discussions at the Toledo Estate Planning Council’s annual meeting. The meeting entitled “When Worlds Collide” centered around how various estate planning disciplines can work together to create better results for clients.

Key takeaways from discussions included:

  • Case studies on successes and failures of interdisciplinary estate planning
  • Best practices
  • Unknown pitfalls all disciplines should be aware of
  • Interdisciplinary planning...

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Tyler Horning Published in InsuranceNewsNet for his article "Turn Threats Into Opportunities"

Tyler Horning was recently published in the February edition of InsuranceNewsNet for his article entitled “Turn Threats Into Opportunities.” Tyler discusses the pace and scope of change in the life insurance industry and how proactive producers can learn from the recent disruptive innovations in the wealth management sector to turn defense into offense for their business.

Read Turning Threats Into Opportunities

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A Brief History Lesson

With the historic election of Donald Trump as the 45th President-elect, there are many questions surrounding his plans on tax reform. You may have read or seen in the financial media these plans may include repealing the estate tax. Regardless of whether these predictions come true, the fact remains that we have seem similar reforms in the past only to see the estate tax resurrect again and again.

What...

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TDC Celebrates National Family Week

This week, November 20-26 is National Family Week and TDC is participating by focusing on the families outside of the TDC family that can be positively impacted as well the TDC employee families in advance of the Thanksgiving Holiday on Thursday.

Last week, TDC kicked off the Family Week celebration early by collecting food and non-food items for the Cherry Street Mission Ministries, an organization dedicated to serve all of those who...

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John Hancock Vitality Program - Enjoying Retirement

In another edition of the John Hancock Vitality Program video series, the focus has moved on from a couple getting married to a growing family to a family planning for the future and now to a family enjoying retirement. Carla and Brian talk about their journey to retirement and how the Vitality program has helped them stay active with various incentives, allowing them to fully enjoy their retirement together. 

Carla talks...

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John Hancock Vitality Program - Growing Families

John Hancock has launched a Life Insurance program called "Vitality," which rewards policyholders for their healthy lifestyles now while also providing the long term family security of a life insurance policy. The new program is a great way for people at all stages of their lives to provide financial security for their families and loved ones, while also making life insurance relevant to their daily lives and rewarding them for...

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John Hancock Vitality Program Creating New Conversations

John Hancock has launched a Life Insurance program called "Vitality," which rewards policyholders for their healthy lifestyles now while also providing the long term family security of a life insurance policy. The new program is a great way for people at all stages of their lives to provide financial security for their families and loved ones, while also making life insurance relevant to their daily lives and rewarding them for...

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Tyler Horning's, "The Wealth Manager's Playbook," Published

Tyler Horning, Principal at TDC Life, recently had an article published outlining what he calls, "The Wealth Manager's Playbook" - a guide for life insurance producers to follow with the inevitable changes coming to the industry. 

Over the years, Horning has seen many stories of immense change in the wealth management industry. More recently, the wealth management sector has experienced some seismic events including not one, but two major financial crises, new...

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Tyler Horning Chosen as Featured Speaker at Pacific Life Symposium

Tyler Horning, Principal at TDC Life, has been chosen to be a featured speaker at the Pacific Life Symposium, September 26-29. This year over 400 life insurance professionals are expected and will feature more than 20 sessions designed to help those professionals learn new selling and marketing strategies as well as stay on top of the latest industry trends. 

Horning's session on Wednesday, September 28, will focus on firm transition and succession planning...

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Podcast - Life Insurance for Charitable Giving with Joe Tumolo and Tyler Horning

Joe Tumolo welcomed Tyler Horning to his podcast to talk about Life Insurance in regards to charitable giving. Throughout the podcast Joe and Tyler discussed a number of different aspects to life insurance in the charitable space. The conversation covered a wide variety of topics, each of which are outlined in the synopsis below. 

        

The negative connotation around life insurance as a charitable gift

Tyler talks about...

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10 Effective Ways to Give

There are many ways to give meaningful gifts to charitable organizations above and beyond simply writing a check. Below is a quick list of 10 ways to do just that - create lasting and meaningful gifts to organizations you care about. If you have questions or would like to talk about any of these options, feel free to contact us at any time. 

10 Effective Ways to Give
  • Corporate gifts
  • Bequests
  • Leveraging...
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    Introducing Our New Logo & Website

    At TDC Life, we take great pride in the relationships we've built with our valued clients over our nearly 60 years in the business. We believe we are charged with a very important task - to provide much needed peace of mind for our clients and their families, enabling them to live life the way they want.  We take this role very seriously, which is why it serves as the...

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    Know Your Fiduciary Duty

    Originally established in 1994 for the investment and trust industry, the Uniform Prudent Investor Act (UPIA) forever changed the landscape of the level of responsibility placed on a trustee of an Irrevocable Life Insurance Trust (ILIT).

    Depending on your personal experience as a trustee of an ILIT, the word describing the role of a trustee might sway somewhere between responsibility, duty, or in some unfortunate cases, liability. However you frame it, the...

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    An Ounce of Prevention Is Worth A Pound Of Cure When it Comes to Your Life Insurance

    Does your life insurance portfolio receive a check-up as often as you do? Maybe it should.

    If you were asked “when was the last time you visited your doctor for a regular check-up?” chances are it has been within the last 12 months. We all know that reporting regularly to your physician is the best way to monitor your health and help identify risk factors and problems before they become...

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    11 Ways to Obtain Favorable Medical Results

    A medical exam is used by life insurance companies as part of the underwriting process and is just one of the components that helps them determine risk and develop premiums for policyholders. Therefore, it is advantageous for policyholders to attempt to receive the best possible results on their exams as these results could have a direct impact on their coverage and premiums. If you have an exam in the near...

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